Many drivers are required to get Sr-22 car insurance. Sr-22 insurance is proof of insurance to the state or department of transportation. You may need Sr-22 insurance on file with the state if you have been caught with out insurance coverage, had a criminal or drug charge or for other reasons the court requires you to have it. It is really not the end of the world to be required to carry this coverage, but it does make it more difficult for you to obtain auto insurance and you will probably pay more than most drivers. Basically the insurance company who covers you with SR-22 will have to file your policy with your state.

Your insurance company will usally charge or add a certain amount to your policy for SR-22 insurance. Since the insurance companies consider you at a higher risk, you will have to dish out more for you car insurance. If it is fair or not, at some point you did make a mistake and will have to deal with this for a while. This coverage insures drivers of one less uninsured motorist on the road and better protection for vehicles and property. The country is getting tougher than ever on uninsured motorist. Since a lot of us are on the verge of financial disaster if we was ever struck by a driver who failed to keep insurance, drivers feel safer with stiffer penalties against uninsured motorist. There are more uninsured drivers than any of us can ever imagine. Hopefully with the extra effort and cost of having this required coverage, you will become much more responsible and realize the importance of carring car insurance. Insurance has never been easier to get than now. There are more choices for insurance providers, more coverage options and low cost. You can now purchase a policy from home by phone or via the Internet with in minutes. You can even print your policy online as well. So if you don't want or can't afford insurance, don't drive. As our public transportation is better than ever as well.