There is no feeling like the feeling of the new car. Or even a newer car, for that matter. There is also no feeling like being turned down for car credit because you have slow credit. Having a slow credit rating, you may ask yourself how long it will take before you are able to get a good deal on a car loan.

Well it doesn't take that long to be able to get a car loan, especially with the availability of reputable lending services that operate on the Internet, and that can give you an instant approval for auto financing. A car loan with slow credit really isn't that difficult to obtain if you go to the right sources.

The downfall of car dealerships, is that they generally try to get you to pick out a car before they try to get you approved. This is counterproductive and adds to the frustration of someone that has bad credit that needs a car.

Make sure that the dealership is willing to back the vehicle up for at least 30 days should anything mechanically break down. If the dealer tries to force you into buying a warranty, rest assured that you do not have to do so as a stipulation of your approval.

Auto loans are available at more places than just car dealerships. There are good places online that can help you to get approved easier, and at better rates. By being able to get approved with no money down, you have the advantage of keeping more money in your pocket. Online companies can help you if you choose to go that direction.